“It’s the most wonderful time of the year,” sings Andy Williams. The holiday season is upon us and while we are all wrapped up with the need to buy, buy, buy for our friends and family, I would…
Author: Nikki Ducas
Nikki Ducas
Nikki Ducas is a homeschooling mom of two and freelance writer in Fredericksburg. She holds a degree in communications from The Catholic University of America and enjoys pet sitting and teaching art history to first and second graders. When she isn’t writing or teaching, she can often be found knitting at the beach, going to the gym with her husband or spending quiet time in prayer.
Do you remember your first job? I sure do! It was at my dad’s side gig where he sold Jacques Cohen Espadrilles products out of the family van. I’d get up before the sun and go to the flea market…
NIKKI DUCASA sleepover at grandma’s house excites my kids. They stay up late, eat junk food and don’t have the same rules they do at home. They especially love the cookies, candy and ice cream she…
6 Quick Tips to Get Your Money Back on Track this Fall As summer grinds to a halt and the kids are a few weeks into school, let’s take a look at the summer finances. Were you able to stay within…
It’s back-to-school time again. That means school supplies and shopping. How do you manage the supply lists, the need to buy shoes that fit, and sundry of other miscellany your little scholar…
Isn’t it amazing how much more money we spend during the warmer months? With the kids out of school, money flies out of my wallet. We grab cool afternoon treats more often or eat a meal out al…
NIKKI DUCASEver since my eldest was 6, we gave him a small allowance and told him if he saves for something he really wants then we would match his savings for the purchase. Wouldn’t you know it,…
Is it me or do today's children and teens have a fuzzy concept of money? Perhaps it's because they don't see money exchanged at the point-of-sale. More people use debit and credit cards these…
Saving money has interested me since I was a child, but tracking my finances was paramount. How many 12 year olds could say that? Fast-forward 30 years. The way I handled money then was different…
Instinctually, moms tend to take care of the kids, the home and their spouse all before themselves. Do you find yourself burning the candle at both ends, too? When I made my New Year’s resolution…