Written by Nikki DucasBefore answering that survey on social media, giving your personal information to a stranger on the phone or in an email, or using unsecured Wi-Fi, have you ever thought, “Is…
Author: Nikki Ducas
Nikki Ducas
Nikki Ducas is a homeschooling mom of two and freelance writer in Fredericksburg. She holds a degree in communications from The Catholic University of America and enjoys pet sitting and teaching art history to first and second graders. When she isn’t writing or teaching, she can often be found knitting at the beach, going to the gym with her husband or spending quiet time in prayer.
Written by Nikki DucasIt’s said the easiest way to get a bigger tax refund next year is to increase this year’s withholding from your paychecks. Now before you rush into your employer’s human…
Written by Nikki DucasEver since I was a tween, I’ve been a jack of all trades and have had the good fortune of being able to turn my passions into lucrative money-making opportunities.The extra…
by Nikki Ducas
Simply put, an emergency fund is money set aside for life’s unexpected events. And yes, you can have an emergency fund even with debt. Personal money-management expert Dave Ramsey…
by Nikki DucasA strong work ethic paired with being a good steward of money in my adolescence (putting money in savings and allowing bonds to fully mature) is how I was able to put $10,000 down as…
by Nikki DucasMark Cuban is worth $4.1 billion and is one of the 500 richest people in America, yet he keeps a frugal mentality by buying things in bulk, especially items he knows he’ll use like…
by Nikki DucasAs a little girl, I favored my Austin Abner boy Cabbage Patch doll over my girl dolls. I think it was in large part because his clothing was simple compared to the myriad of dresses,…
Teach your kids the value of their dollar (and the benefit of sharing with others) “But mom, everyone else is doing it! But mom, everyone has one!” How many times have you heard these words? In…
Does your family calendar look like a perplexing escape room puzzle? Do you feel the minutes ticking away each day as you race to feed your family between activities? If so, you’re not alone. With…
The cost to raise kids today is between $12,350 to $14,000 a year per child, according to a January 9, 2017, CNN Money report by Kathryn Vasel. Multiply this by 2 or more children, and that's a…