Ways to Save on Energy Bills When we moved to Fredericksburg, we bought what we thought was just going to be our starter home; a little fixer upper that we’d sell when we had kids. Well 13 years…
Author: Nikki Ducas
Nikki Ducas
Nikki Ducas is a homeschooling mom of two and freelance writer in Fredericksburg. She holds a degree in communications from The Catholic University of America and enjoys pet sitting and teaching art history to first and second graders. When she isn’t writing or teaching, she can often be found knitting at the beach, going to the gym with her husband or spending quiet time in prayer.
Have you ever bought stocks for your kids? If you answered no, you are not alone and you are actually in the majority of parents I asked. Don’t read me wrong, buying stocks for kids is a great way…
6 Steps to Getting Rid of Your Unused, Unnecessary, Useless Stuff The first day of spring is just a few weeks away and after months of being holed up inside looking at all the stuff you’ve…
There always seems to be a great debate around the choice of cloth versus disposable diapers. Many proponents of cloth diapering advocate that cloth diapering is cheaper, healthier for baby and…
NIKKI DUCASWhen should you buy generic items and when should you buy brand name? Should it matter? I fully admit that I buy brand name clothing and accessories because I like how they look and…
NIKKI DUCASBudgeting must be in my blood, or at the very least has been on my mind since I started tracking my income at 12 years old in my little black ledger. The nerd in me liked to monitor…
Are coupons worth the hassle? Most would agree since they save money at checkout. But is that actually the case? Let’s walk down the reality check aisle. Weigh worth versus effort. Think about all…
As it turns out, finding a life insurance policy that’s right for you and your family can be difficult because there isn’t a standard one that will work for everyone. Although choosing the best…
Is your paycheck enough? Does it cover all your family’s needs? While your take home pay may cover your family’s daily needs and necessities, be sure that you are getting the most from your…
As a mother of two boys, I have witnessed first-hand how quickly stuff accumulates and interests change. For us, it all started with Elmo and Thomas the Tank Engine, then years of Spiderman and…