Author: Nikki Ducas

Nikki Ducas

Nikki Ducas is a homeschooling mom of two and freelance writer in Fredericksburg. She holds a degree in communications from The Catholic University of America and enjoys pet sitting and teaching art history to first and second graders. When she isn’t writing or teaching, she can often be found knitting at the beach, going to the gym with her husband or spending quiet time in prayer.

When my husband and I were DINKs (dual income, no kids), we were carefree with our money and didn’t really budget for costs related to Christmas. With the security of dual income and no kids…

It’s said that men make a midlife crisis purchase around the age of 47. I can attest that this is a completely accurate statistic at my house. My husband has been jonesing for a convertible sports…

It’s summertime in the ‘Burg! My boys love to get outside and enjoy all that our city has to offer, but this frugal-minded momma needs balance in our family’s entertainment budget. By sprinkling…

As the school year wraps up and the kids will soon be home all day every day, it’s a good idea to talk with them about money matters. Before you know it, they’ll be ransacking the pantry for more…

As a mom, I find it labor-intensive to travel since I am the one who gathers and packs most of the things. While I am the one who packs everything from snacks to socks, my husband is actually the…