Written by Nikki DucasBy the time you read this, your first payment of the $2.2 trillion stimulus bill may already be deposited into your account. Some people will receive a one-time payment of up…
Family Money
by Nikki DucasMaybe I am too trusting or a bit naïve, but I was startled to learn that my identity could be stolen by answering an online survey on social media or by using a free Wi-Fi hot spot….
Written by Nikki DucasBefore answering that survey on social media, giving your personal information to a stranger on the phone or in an email, or using unsecured Wi-Fi, have you ever thought, “Is…
Written by Nikki DucasIt’s said the easiest way to get a bigger tax refund next year is to increase this year’s withholding from your paychecks. Now before you rush into your employer’s human…
Written by Nikki DucasEver since I was a tween, I’ve been a jack of all trades and have had the good fortune of being able to turn my passions into lucrative money-making opportunities.The extra…
by Nikki Ducas
Simply put, an emergency fund is money set aside for life’s unexpected events. And yes, you can have an emergency fund even with debt. Personal money-management expert Dave Ramsey…
by Nikki DucasA strong work ethic paired with being a good steward of money in my adolescence (putting money in savings and allowing bonds to fully mature) is how I was able to put $10,000 down as…
by Nikki DucasMark Cuban is worth $4.1 billion and is one of the 500 richest people in America, yet he keeps a frugal mentality by buying things in bulk, especially items he knows he’ll use like…
by Nikki DucasAs a little girl, I favored my Austin Abner boy Cabbage Patch doll over my girl dolls. I think it was in large part because his clothing was simple compared to the myriad of dresses,…
“It’s the most wonderful time of the year,” sings Andy Williams. The holiday season is upon us and while we are all wrapped up with the need to buy, buy, buy for our friends and family, I would…