By Nikki DucasWhat steps are you taking to prepare for making your children's higher education a reality rather than a grave undertaking?As a parent, the very thought of how my son will pay for…
Family Money
By Nikki Ducas When I was a young teenager and started making money, I recorded my earnings in a ledger and watched the money add up. I was fortunate and wasn't expected to spend my hard earned…
By Nikki Ducas So your kids got a summer job that's keeping them busy and making some extra cash. Before all the money is spent on ice cream, soda, pizza and video games, you, as their parent,…
Is it possible that it is already spring break? Perhaps you are one of the lucky people reading this on a plane to Disney World or while headed to a sandy white beach. Or maybe you are like me,…
In the words of Dr. Martin Luther King Jr. in a message delivered at Ebenezer Baptist Church in Atlanta on Feb. 4, 1968, "Everybody can be great, because everybody can serve. You don't have to…
You work hard for the money, but it always seems there is never enough cash left over at the end of the month once all the bills are paid. Having a budget is key to your financial…
Nikki Ducas
According to DLCSRecycling, the average American will throw away 600 times his or her adult weight in garbage in their lifetime. Take a minute and think about what you throw away that…
Transforming Everyday Party Treats into Oddly Creative Creations Compiled by Nikki Ducas Cooler crisp weather, the sound of leaves crunching underfoot, the smell of roasted pumpkin seeds swirl in…